In this three-minute read, we share our five-point
plan for a smooth move in six months’ time.

Moving can be stressful ­– some people rate it right
up there with divorce in the aggravation stakes – but there are ways you can
take the drama and disruption out of the process.

The first step is to acknowledge that buying a new
home is likely to be one of the biggest purchases you make in your lifetime.

And if you plan to sell a property to fund your next
move, you’re effectively carrying out two incredibly important transactions in
one hit. (No pressure then.)

Given the magnitude of the task, if you want to move
in 2021, we advise you to start working towards that goal now.

The process always takes longer than you expect, so
use your time wisely now so that you can move when the time is right next year.

Here are five tips to pave the way for a successful
move.

Research prospective areas

You probably have an inkling already of where you
would like to live, but until you get into the nitty-gritty, you won’t know if
your dreams are realistic. Review local property prices, pinpoint favourite
streets, revise school catchment boundaries and check if there are any major
residential or transport projects in the pipeline that will impact the area.

Sort out your budget

Scrutinise your finances to get a clear picture of
your income and spending. Be honest about what you can afford. Consider how
your responsibilities might change in future if, for example, you plan to have
children or change careers. Identify the size of the deposit you will need,
along with costs such as Stamp Duty, legal bills, surveying fees, mortgage
insurance, and removals.

Research mortgages

The good news is that interest rates are currently
low. However, uncertainty in the market means those looking for a high
loan-to-value mortgage may struggle to secure one as many lenders have pulled
them altogether. Analyse a wide range of deals to get the best product for your
situation.

Basic maintenance and refurbishment

Once you know what you’re aiming for, it’s time to
get your house, quite literally, in order. Give tired rooms a lick of paint,
and mend broken windows, doors, and cupboards. Plant spring bulbs in the garden
so that your yard is brimming with colour by March. If you’re considering
complex renovations, such as installing a new kitchen or bathroom, get a second
opinion. Will you recoup the costs of a major refurb when you sell? Ask an
estate agent for their expert opinion.

Declutter

Working on a room-by-room basis, get rid of unwanted
items. If an item has some value, sell it online. If not, take it to the tip.
Sorting out all your belongings now will mean you won’t have to do it closer to
moving when you have other things on your plate. It will also make marketing
your property much easier and help you achieve maximum selling price.

If the events of 2020 have made you consider moving,
come and talk to us here at CWB Property. We can give you friendly,
expert advice about where the market is heading and the outlook for 2021.